Instant Risk Coverage | At Instant Risk Coverage, we believe the insurance system should be built to work for everyone. That’s why we have created an insurance technology platform that lets you purchase insurance on your own terms 24/7.

Our Marketplace

Facility User Program

Insurance designed to support facilities and their users. Learn how to have your facilities covered.

Available Now

Marketing Activation Program

Insurance designed to support Marketing Agencies and their clients.

Coming Soon

Open Patio

Insurance designed to support and cover small business with patios extending onto public land.

Available Now

Wedding Insurance Program

Insurance designed for that special day.

Coming Soon

Realist

Additional insurance coverage designed for real estate agents, brokerages, and personal real estate corporations.

Available Now

Cancellation Insurance Program

Cancellation insurance designed for all types of events.

Coming Soon

Instant Risk Coverage is a trademark of Instant Risk Coverage Inc. Refer to your policy for the most detailed and accurate information about your coverage and terms of insurance. Your policy, which serves as your insurance contract, will always prevail if there’s ever a conflict with the information found on this site.

General: Instant Risk Coverage is committed to protecting the privacy of any personal information, including your name, address, telephone number, e-mail address and other typical personal information that you may provide when interacting with our services. Instant Risk Coverage reserves the right to modify this Privacy Statement at any time. We encourage you to check back routinely to see if any changes have been made.

Tracking Your Website Visit: Instant Risk Coverage does not automatically collect any personal information from you, such as your name, phone number, street or email address. Personal information is only collected if it is supplied voluntarily through setting up a user account.

Volunteering Your Personal Information Online: We only collect, retain and use personal information where it is essential to administer our business and to provide products, services and other opportunities requested by you. The only time we collect your personal information on this website is when you voluntarily provide it to us. This includes when you:

Sign up for an account
Update your information stored on your account

How We Will Use Your Personal Information: The personal information you provide to us will be used to administer the programs and services for which you consent to.

Online Transactions: To pay for the services provided we use online payment options. We do not process any payment transaction on our infrastructure, we redirect it to our transaction processor vendor who is compliant with the Payment Card Industry (PCI) Data Security Standard (DSS).

These transactions are done through SSL-encrypted technology. This means that your payment information is transmitted to us securely. After your transaction is complete, we do not retain your credit card or payment information.