General Liability

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General Liability Insurance: Your Safety Net for the Unexpected

Hosting or managing events always comes with risk, but you don’t have to face it without protection. General liability insurance safeguards your municipality, venue, or business against everyday exposures, from third-party injuries to property damage and legal costs. It’s the foundation that helps you operate with confidence, even when the unexpected happens.

At IRC, we believe insurance should work with you, not slow you down. Our general liability policies are designed for modern businesses and built directly into your workflows, making protection simple, seamless, and tailored. No unnecessary add-ons or complicated language – just smart coverage that evolves with your needs.

For brokers, we make liability protection effortless to integrate. Whether you want to embed it at onboarding or offer it as an add-on, we provide the flexibility to support your business and your clients.

Why does it matter? Liability claims can be expensive, even when you’ve done everything right. Something as simple as a slip-and-fall or a misunderstanding at an event can escalate quickly. Our role is to protect you from the “what-ifs,” so you can stay focused on growth, partnerships, and delivering great experiences.

We’re here to make general liability insurance straightforward, reliable, and built around your business. Contact us today to learn how we can support you.