Big or small, traditional or out-of-the-box, our underwriting team builds coverage as unique as your event.
At IRC, we know that not all events fit into a standard template. That’s why, alongside our Facility User Program, we offer a comprehensive Underwriting Program built to support large, unique, and complex events. Whether it’s a summer festival, trade show, parade, concert, or major community celebration, our underwriting team works with you to create coverage that fits the event, not the other way around.
We offer a full suite of insurance solutions to protect your event, including:
- General Liability – coverage for spectators, participants, and third-party injury or property damage
- Liquor & Cannabis Liability – essential for events serving alcohol or cannabis
- Vendor Coverage – blanket policies to cover all vendors at your event
- Event Cancellation & Non-Appearance – protection against unexpected cancellations or key performer no-shows
- Prize Indemnity – coverage for contests, promotions, and giveaways
No matter the scale, our team ensures your event has the right protection.
Built for Unique and Out-of-the-Box Events
From traditional festivals to one-of-a-kind concepts, we thrive on the creative and unconventional. Our underwriting process is highly customized to assess the specific risks of each event, such as the number of spectators, presence of liquor, vendors, onsite activities, and more. We bring a flexible, innovative approach to make sure even non-traditional events are covered.
Our goal is simple: Big or small, we deliver fast, accurate, cost-effective, and creative solutions to protect your events. With IRC, you’ll have a responsive partner who helps you navigate risk with confidence so you can focus on running a safe, successful, and memorable event.
- Quotes within 24 hours of receiving a completed application
- Canadian underwriting team with deep understanding of local regulations, risk profiles, and municipal requirements
- Hands-on support from initial application through binding, with quick updates or amendments whenever needed
- Premium financing available for flexible payment options
Ready to get started? Submit your application to submissions@instantriskcoverage.com.